*$330 admin fee applies. No success fee if listing not removed.
A growing set of free, easy-to-use calculators to help you plan loans, budgets, savings, tax and super — and understand how the numbers on your credit file translate into real-world repayments. No sign-up, no cost, no catch.
Estimate your home loan repayments and see how extra repayments could clear the loan years sooner.
Open calculator →Work out repayments and how much you could comfortably afford to borrow before you apply.
Open calculator →See how much faster you'll clear a card balance with higher repayments or a lower interest rate.
Open calculator →See what a payday (small-amount) loan really costs you before you commit to one.
Open calculator →Map where your money goes each month and find room to save or pay down debt faster.
Open calculator →Plan how long it takes to reach a savings goal — and what it takes each week to get there.
Open calculator →See how savings (or a debt) grow over time once compounding is working for or against you.
Open calculator →Estimate your Australian income tax and take-home pay for the year.
Open calculator →Project what your super balance might be by the time you retire.
Open calculator →Check you're getting the right amount of super guarantee from your employer.
Open calculator →Explore and plan your future retirement income from super, the pension and other sources.
Open calculator →Understand how a reverse mortgage could affect your home equity over time.
Open calculator →We're rolling these out one at a time. Cards marked ‘Coming soon’ link to a related guide in the meantime.
Each calculator is being built to be embeddable — so mortgage brokers, finance brokers and partner websites can drop a single snippet of code onto their own pages and offer the same free tool to their visitors, with a link back to Australian Credit Solutions. It's a genuinely useful widget for your clients, and a clean way to share a trusted, ASIC-licensed resource.
When each calculator goes live, its page will include a copy-paste embed code and simple attribution guidelines. If you'd like early access for your brokerage or site, get in touch.
The repayments a calculator shows you depend on the interest rate you're offered — and that rate depends heavily on your credit file. A single default or a cluster of recent enquiries can push a loan from a mainstream rate into a much higher one. If the numbers here look steeper than you expected, it can be worth checking what's on your file first.
A free, no-obligation assessment checks whether anything on your credit file was listed in breach of the Privacy Act 1988 — the kind of thing that can quietly push up every rate you're offered. No Win No Fee.
Important — these are estimates, not advice. Our calculators are general tools that produce estimates based on the information you enter and a set of built-in assumptions. They are models, not predictions, and do not account for your full personal circumstances or external factors such as changing interest rates, fees, tax and inflation. Results are not guaranteed and do not constitute financial, credit or tax advice. Consider your own objectives, financial situation and needs, and seek advice from a licensed professional before making any decision. Australian Credit Solutions Pty Ltd holds Australian Credit Licence ACL 532003 and provides credit file correction services.
