Employer Contributions Calculator
Check the super your employer should be paying you. Enter your ordinary earnings and pay frequency to see the expected Super Guarantee amount each pay and each year.
The Super Guarantee is 12% of ordinary time earnings from 1 July 2025, paid at least quarterly. Compare this with what shows on your payslip and super account.
From 1 July 2025, your employer must pay Super Guarantee contributions of 12% of your ordinary time earnings, at least quarterly, into your super fund. On a $90,000 salary that's about $10,800 a year. Comparing this with your payslip and super account helps you check you're being paid the right amount.
A default or error on your credit file can cost you a much higher interest rate than the one above. We're an ASIC-licensed, solicitor-led team — get a free, no-obligation assessment. No Win No Fee.
Make Sure You're Getting Your Super
Unpaid or underpaid super is more common than people think. Knowing the correct Super Guarantee amount lets you check it against your payslip and super account, and follow up your employer or the ATO if it's short. It's separate from your credit file, but it's money you're owed.
Add this calculator to your site — free
Brokers and partner sites can embed this calculator for free and keep your own branding around it. Just copy the code below. It includes a small credit link back to Australian Credit Solutions — that's the only condition of use.
Employer Contributions Calculator Questions
How much super should my employer pay?
What if my employer isn't paying enough super?
Is super paid on overtime or bonuses?
Important — this is an estimate, not advice. This calculator estimates the Super Guarantee on the earnings you enter at the rate you select; the actual amount depends on what counts as ordinary time earnings for your role. It is general information, not financial or tax advice. Results are not guaranteed and do not constitute financial, credit or tax advice. Consider your own objectives, financial situation and needs, and seek advice from a licensed professional before making a decision. Australian Credit Solutions Pty Ltd holds Australian Credit Licence ACL 532003 and provides credit file correction services. Last updated: 14 June 2026.