โ˜…โ˜…โ˜…โ˜…โ˜…987+ 5-Star Reviews
โšก Takes Just 60 Seconds

Get Your Free Credit File Assessment

Find out if we can remove the defaults, judgments, and errors destroying your credit score.

โœ“ No Obligationsโœ“ No Pressureโœ“ No Cost
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On Accepted Cases
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No Win No Fee*Risk-Free
๐Ÿ›ก๏ธ
ASIC LicensedACL 532003
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Solicitor-LedProfessional Service

*No Win No Fee. Your exact costs are confirmed in writing after a free file review.

Verified Google Reviews

What Our Clients Say

Real, verified reviews from Australians who came to us stressed about their credit โ€” in their own words

โ˜… 5.0 on ProductReview.com.au (975+)โ˜… 4.7 on Google (215+)๐Ÿ›ก๏ธ ASIC Licensed ACL 532003
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โ€œIt's beyond words the awesome help I've gotten from you. I'm a grown man on the verge of tears because I'm so happy with the outcome. I thank you all from the bottom of my heart.โ€
AW
Awhi Whanau
Verified Google review ยท Sep 2024
โœ“ Verified
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โ€œI was unsure if credit repair would actually work, but Angelie proved me wrong. Two defaults removed and I'm officially home loan ready. If you're on the fence or feeling stressed about your credit, I'd highly recommend reaching out to her.โ€
KR
Kiris Rajenthiram
Verified Google review ยท Feb 2026
โœ“ Verified
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โ€œThey successfully removed my default, which I honestly didn't think was possible. Karla and Erica were amazing throughout the whole process โ€” they kept me informed, explained everything clearly, and were very supportive.โ€
KA
Kathleen Akbar
SA ยท Dec 2025
โœ“ Verified
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โ€œFrom the very beginning they were professional, understanding, and made the entire process feel manageable instead of overwhelming. A special thank you to my consultant Angelie, who went above and beyond to guide me every step of the way.โ€
CN
Cephus Slan Nebo
Verified Google review ยท Feb 2026
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โ€œA little mistake from the past got me into big trouble, but Australian Credit Solutions helped me from the start right through to the end. Thank you again โ€” it means a lot to me.โ€
DL
David Lim
VIC ยท Mar 2025
โœ“ Verified
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โ€œI can't thank the team enough for removing a default from my credit file. They were patient, professional, and genuinely cared about my situation. The whole process was clearly explained and handled smoothly from start to finish.โ€
AB
Anne Barron
Verified Google review ยท Oct 2025
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โ€œThey were able to remove my default in just one day, and now my repayment history is clear. I'm so excited to finally move forward with my car loan. Highly recommend their fast and professional service!โ€
UM
Udit M.
Verified Google review ยท Jul 2025
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โ€œThey made what felt like a daunting situation so much easier to navigate. Thanks to their expertise, my credit score is now in great shape and I can finally move forward with confidence. Highly recommend.โ€
NA
Nataliee Adams
Verified Google review ยท Jan 2025
โœ“ Verified
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โ€œSheina was great and amazing throughout the entire process. I tried different companies before, but Australian Credit Solutions was by far the best. The whole team was professional, supportive, and made everything easy.โ€
AZ
Athra Zamel
Verified Google review ยท Jun 2026
โœ“ Verified
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โ€œSherlyn and Erica were amazing to work with โ€” very professional and always kept me updated. They successfully removed negative listings from my credit file, and the results have made a huge difference for me.โ€
MC
Matt Curran
VIC ยท Nov 2025
โœ“ Verified
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โ€œThanks to their hard work, two defaults were successfully removed from my credit file. Vanessa and Angelie were professional, supportive, and kept me informed throughout the process. I'd highly recommend their services.โ€
Su
Sushanth
Verified Google review ยท Dec 2025
โœ“ Verified
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โ€œThank you so much, Vanessa and the team, for understanding me. I really love your service, and hopefully my credit score will be on top soon. Amazing service โ€” highly recommended!โ€
Co
Conchita
Verified Google review ยท Oct 2025
โœ“ Verified
Read all 975 reviews on ProductReview.com.au โ†’

Reviews are genuine and unedited except for length. Individual results vary โ€” outcomes depend on your circumstances and the legal grounds in your file.

Updated as reviews come in

Latest Client Reviews

Reviews are shown as posted by clients on Google and ProductReview.com.au. Individual results vary โ€” outcomes depend on your circumstances and the legal grounds in your file.

Elisa Rothschild
Led by Elisa RothschildBA/LLB โ€ข Principal Lawyer & Credit Specialist

What Is a Credit File Assessment?

A credit file assessment is a professional analysis of your credit report to identify:

  • โœ“Defaults that can be legally removed
  • โœ“Court judgments that were listed incorrectly
  • โœ“Late payment codes that shouldn't be there
  • โœ“Errors and inaccuracies hurting your score
  • โœ“Credit enquiries that can be disputed
  • โœ“Items keeping your score low

This Assessment Is:

  • โœ“ 100% Free โ€” No cost, no card required
  • โœ“ No Obligation โ€” You're not locked into anything
  • โœ“ Confidential โ€” Your information is private
  • โœ“ Fast โ€” Takes 60 seconds to complete
  • โœ“ Professional โ€” Analyzed by ASIC-licensed providers

Start Your Free Assessment

Complete this form and we'll analyze your credit file within 24-48 hours.

๐Ÿ”’ Your information is 100% confidential and secure

What Happens After You Submit?

1

You Complete the Quick Form (60 Seconds)

Answer a few simple questions about your credit situation โ€” what type of issues you have and what you're trying to achieve.

2

We Pull Your Credit Reports (Within 24 Hours)

With your permission, we request your credit reports from all three Australian bureaus โ€” Equifax, Experian, and Illion.

3

Our Team Analyzes Your File (24-48 Hours)

Our ASIC-licensed providers review every line item looking for defaults listed without proper notice, incorrect amounts, procedural violations, and Privacy Act breaches.

4

You Get Your Free Assessment Report

We call or email you with what's hurting your score most, which items we believe we can dispute, a realistic timeline, and costs.

5

You Decide (Zero Pressure)

After hearing our assessment, you decide whether to proceed. There is ZERO sales pressure. We only work with clients who are ready and confident.

Why Our Assessment Is Different

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Analyzed by a Qualified Lawyer

Elisa Rothschild (BA/LLB) and her team analyze every case โ€” not salespeople.

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All Three Bureaus Reviewed

We check Equifax, Experian, and Illion for the complete picture.

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Honest, Realistic Assessment

If we can't help, we'll tell you upfront. No false promises.

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No Win, No Fee Clarity

It's No Win No Fee โ€” flexible payment plans are available, with your exact cost confirmed in writing after we review your file.

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Tailored to Your Goal

Whether it's home loan, car finance, or rental โ€” we customize.

Client Video

Hear From A Client

A client shares their experience of working with Australian Credit Solutions*

*This video reflects one client's personal experience and opinions. It is not a typical or expected result. Every credit file is different: whether a listing can be disputed, and whether it is removed, depends on the facts of your file and the creditor's response. Outcomes are never guaranteed. This is general information, not legal or financial advice.

Ready to Find Out If We Can Help?

Get your free credit file assessment in 60 seconds. No cost. No obligation. No pressure.

Start Free Assessment โ†’Call 0480 031 704
Call NowGet Free Assessment