Meet Elisa Rothschild
The woman who's helped thousands of Australians reclaim their financial freedom.
Watch Elisa's Story
Hear directly from Elisa about why she founded Australian Credit Solutions
From Witnessing a Friend's Struggle to Building Australia's Leading Credit Repair Service
Elisa Rothschild didn't start her career in credit repair because it sounded like a good business opportunity. She started it because she watched someone she loved go through hell — and couldn't stand by and do nothing.
In 2009, Elisa's closest friend Sarah was drowning in debt. A series of unexpected medical bills, a failed business partnership, and mounting credit card debt left Sarah with a credit score of 412, 7 defaults on her credit file, 2 court judgements, and zero hope of getting approved for anything.
"I remember Sarah calling me in tears after being rejected for a car loan. She said she felt like a financial leper. Like her life was over before it had really begun. I'd never felt so helpless watching someone I cared about suffer like that."
But Elisa refused to accept that Sarah's financial mistakes would define the rest of her life.
The Birth of a Mission
Armed with nothing but determination and a burning desire to help her friend, Elisa spent months researching Australian credit reporting laws, privacy legislation, and creditor obligations under the Privacy Act 1988.
What she discovered changed everything:
Most defaults, judgements, and enquiries on Sarah's credit file were either listed incorrectly, breached privacy laws, or violated credit reporting codes.
Within 6 months, Elisa had helped Sarah remove every single negative mark from her credit file — legally and permanently. Sarah's credit score jumped from 412 to 782.
"When Sarah got approved for her home loan, I cried harder than she did. But it wasn't just joy. It was anger. Anger that so many Australians were trapped in the same nightmare — and nobody was telling them there was a way out."
Word spread quickly. Sarah told friends. Those friends told family. Within a year, Elisa was helping dozens of people fix their credit files — all in her spare time, all for free.
"That's when I realised this wasn't just a passion project. This was my calling."
In 2012, Elisa founded Australian Credit Solutions with a single mission:
"Give every Australian a fair chance at financial freedom, regardless of their past."
10+ Years of Transforming Lives
Since 2012, Elisa and her team have helped over 15,000 Australians remove defaults, court judgements, and credit enquiries from their credit files.
"Every client reminds me of Sarah. They're real people with real dreams — buying a home, starting a business, giving their kids a better life. When we fix someone's credit, we're not just changing a number on a screen. We're changing the entire trajectory of their future."
Why Elisa Is Different from Other "Credit Repair Experts"
The credit repair industry is full of companies making big promises and delivering little. Elisa built Australian Credit Solutions on a different foundation entirely.
She Fights for People, Not Profits
"I've turned down more business than most companies ever see. If I don't believe we can genuinely help someone, I won't take their money. Simple as that."
This integrity has earned her the trust of thousands of Australians and the respect of her industry peers.
She's a Legal Expert, Not a Salesperson
Elisa holds certifications in Australian Privacy Law & Credit Reporting, Financial Services Compliance, and Debt Resolution & Negotiation. She's testified as an expert witness in credit reporting disputes and has trained hundreds of financial counsellors.
"Anyone can promise to 'fix your credit.' But unless you understand the Privacy Act, credit reporting codes, and creditor obligations inside-out, you're just guessing. We don't guess."
She Fights for What's Right
Notable cases include: Successfully removing a $45,000 court judgement for a single mother (identity theft), challenging a major bank's credit reporting practices resulting in policy changes, and removing 19 fraudulent credit enquiries for an identity theft victim.
"The system is designed to protect creditors, not consumers. Someone has to level the playing field. That's what we do."
Elisa's Philosophy: Transparency, Honesty, Results
Transparency
"No hidden fees. No surprise charges. No BS."
Every client knows exactly what the process involves, how long it will take, and what it will cost — upfront.
Honesty
"If we can't help you, we'll tell you."
Elisa refuses to take on cases where removal isn't legally possible. She'd rather turn away business than give false hope.
Results
"We're measured by one thing: do we deliver what we promise?"
With a 94% success rate and thousands of five-star reviews, the answer is clear.
Sarah's Story
"Elisa didn't just fix my credit — she gave me my life back."
Sarah, the friend whose struggle inspired Elisa to start Australian Credit Solutions, is now a successful small business owner and homeowner in Brisbane.
"I remember feeling completely hopeless. Every bank said no. Every lender saw me as too risky. I genuinely thought I'd never own a home or build the business I dreamed of."
"Then Elisa stepped in. She didn't judge me. She didn't lecture me. She just said, 'Let me see what I can do.' Six months later, my credit file was clean. A year later, I had my business loan approved. Two years later, I bought my first home."
"Elisa changed my entire life. And now she's doing the same for thousands of other Australians. I'm so incredibly proud of her."
Awards & Recognition
🏆 Industry Recognition
- ⭐2024: Best Credit Repair Service – Australian Finance Awards
- ⭐2023: Excellence in Consumer Financial Services – Industry Choice Awards
- ⭐2022: Outstanding Client Results – National Credit Services Awards
📺 Media Appearances
- 📰Featured expert on Channel 7's The Morning Show
- 📰Quoted in The Sydney Morning Herald on credit reforms
- 📰Regular contributor to Money Magazine
💚 Community Impact
- ❤️Pro-bono credit repair for domestic violence survivors
- ❤️Free financial literacy workshops for low-income communities
- ❤️Mentors aspiring female entrepreneurs in finance
What Clients Say About Elisa
"She gave me my life back"
"I was rejected for a home loan because of defaults I didn't even know existed. Elisa personally took on my case and removed all 5 defaults in 6 weeks. I'm now a homeowner. I'll never be able to thank her enough."
— Rebecca M., Brisbane
"Genuine, caring, and incredibly skilled"
"Elisa didn't treat me like a case number. She listened to my story, explained everything in plain English, and fought like hell to get my judgement removed. 67 days later, it was done. She's the real deal."
— Marcus L., Melbourne
"Changed my family's future"
"After financial hardship, I thought I'd never qualify for finance again. Elisa showed me there was a path forward. My credit score went from 380 to 720. We just bought our first home. Thank you, Elisa."
— Jenny & Tom K., Perth
About Elisa Rothschild
Qualifications
- ✓Certified Credit Reporting Specialist (CCRS)
- ✓Advanced Diploma in Financial Services
- ✓Privacy Law & Consumer Rights Certification
Experience
- ✓10+ years in credit repair
- ✓15,000+ Australians helped
- ✓94% success rate in disputes
Mission: "Give every Australian a fair chance at financial freedom — regardless of their past."
Work With Elisa and Her Team
When you choose Australian Credit Solutions, you're partnering with a team led by someone who started this journey out of compassion, not commerce. Elisa personally oversees every case to ensure the highest standard of service and results.
Get Your Free Credit Assessment
Find out if your defaults, judgements, or enquiries can be removed — no cost, no obligation.