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Real reviews from real Australians who fixed their credit with us
Elisa Rothschild, Principal Lawyer & Director of Australian Credit Solutions, explains how we help Australians remove defaults and rebuild their credit. With 12+ years experience and ASIC licensing (ACL 532003), you're in expert hands.
Every default on your credit file costs your business thousands in higher rates and rejected applications
Your business needs new machinery, vehicles, or equipment. But bad credit means rejection or predatory rates that destroy cash flow.
While competitors get 5.99% business loans, you're stuck with 18%+. That's $12,000 more on a $100,000 equipment loan.
Cash flow gaps, seasonal fluctuations, urgent expenses — bad credit leaves you scrambling for expensive alternatives.
Ready to hire staff, open new locations, or scale? Business growth requires capital. Bad credit keeps expansion dreams locked.
Defaults stay for 5 years. That's 5 years of your business being starved of affordable capital during critical growth.
Commercial property, office leases, warehouse space — even business premises require good credit.
Our proven process removes defaults and unlocks competitive business finance rates
We challenge every default, court judgment, and enquiry dragging down your credit score.
Watch your score climb 100-300 points as we optimize your profile for business lending.
Transform from 18%+ rates to premium 5.99%-9.99% business loans with larger amounts.
Once clean, get approved for substantial finance — often within 48-72 hours.
Machinery, vehicles, technology
Cash flow, operational expenses
Property purchases, refinancing
Flexible access facilities
Growth capital, new locations
Accounts receivable funding
Australia's leading credit repair company. We understand equipment finance, working capital, and commercial lending.
Our principal lawyer brings 15+ years of commercial credit law experience.
You only pay when we succeed. No upfront costs, no hidden fees.
We understand specific requirements for equipment finance and commercial facilities.
Full Australian Credit License (ACL 532003) with strict compliance standards.
Many clients see improvements within 30-45 days for time-critical opportunities.
A: Most business loans under $100,000 require personal guarantees. Scores below 600 typically mean rejection or 15%+ rates. We remove personal defaults to unlock 5.99%-9.99% rates.
A: Typically 60-90 days. Many business clients see improvements within 30-45 days that help with equipment finance pre-approvals.
A: For best rates (5.99%-8.99%), you need 700+. Scores 600-699 get 9%-15%, below 600 faces rejection or 18%+ rates.
A: Equipment finance: $10K-$1M+. Working capital: $5K-$500K. With bad credit: $20K-$50K. After repair: $100K-$500K+ at competitive rates.
A: For larger loans ($100K+), business credit helps. But most SME lending still relies on personal credit scores and guarantees.
A: Absolutely. Commercial property requires excellent credit for best rates (6.5%-8.5%). We've helped many owners access commercial mortgages.
Start your business credit repair today and unlock equipment finance, working capital, and expansion funding
Find out if we can fix your credit for business loan approval — takes 60 seconds
Remove defaults from your credit file legally
Learn More →Challenge and remove court judgements
Learn More →Remove paid defaults that still appear
Learn More →Clean up multiple defaults at once
Learn More →Remove excessive credit enquiries
Learn More →Fix negative repayment history codes
Learn More →