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🛡️Core Services
Credit Repair ServicesComplete credit file repair Credit Enquiry Removal Court Judgement Removal Repayment History Disputes Identity Theft Recovery Credit Report Analysis Credit Score Improvement
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Default RemovalRemove defaults from credit file Paid Default Removal Multiple Defaults Telco & Utility Defaults Afterpay / Zip / BNPL Defaults
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⚡Advanced & Situational
🔐Identity Theft & Fraud 📋Bankruptcy Credit Repair 📑After Debt Agreement (Part IX)💔After Divorce
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Australian Credit Solutions

Australia's award-winning credit repair specialists. Helping Australians remove defaults and rebuild their financial future since 2014.

📞 0480 031 704 🟢 New Enquiries: 0489 265 737 🔵 Existing Clients: 0480 031 862 ✉️ admin@australiancreditsolutions.com.au📍 805/220 Collins Street, Melbourne VIC 3000

🛡️

ASIC LicensedACL 532003

🏆

Award Winner2022, 2023, 2024 & 2026

CORE SERVICES

Credit Repair Services
Australian Credit Lawyers
Credit Fixers Near Me
Credit Enquiry Removal
Court Judgement Removal
Credit Report Analysis
Credit Score Improvement

DEFAULT REMOVAL

Default Removal
Paid Default Removal
Multiple Defaults
Bank Defaults
Debt Collector Defaults
Telco Defaults
Energy & Utility Defaults
BNPL Defaults
Phone & Utility Default Guide
Afterpay / Zip Defaults
CommBank Default
Credit Corp Default
Optus Default
Telstra Default

BY LOAN TYPE

🏠 Home Loans
🚗 Car Loans
🚙 Novated Lease (Bad Credit)
💳 Secured Credit Card (Bad Credit)
💳 Personal Loans
💼 Business Loans
🏦 Specialist Lenders (Bad Credit)
🔑 First Home Buyers

ADVANCED & SITUATIONAL

🔐 Identity Theft & Fraud
📋 Bankruptcy Credit Repair
📑 After Debt Agreement
💔 After Divorce

LOCATIONS

NSW VIC QLD WA SA ACT TAS NT

MAJOR CITIES

Sydney
Melbourne →
Brisbane
Perth
Adelaide
Gold Coast

EDUCATION HUB

📘 Credit Basics & Guides
📈 Improving Credit
📊 Credit Statistics & Research
⚖️ Credit Comparisons & Guides
📖 Credit Glossary
🧮 Credit & Finance Calculators
🛡️ Protect Yourself From Scams
🏆 Best Credit Repair Companies AU
Case Studies
FAQs
Blog
Complaints Policy

POPULAR GUIDES

Credit Score Ranges
Perfect Credit Score (1,200)
1,000+ Credit Score Guide
Low Credit Score (100–300)
Average Credit Score by Age
Equifax vs Experian 2026
How Long Does Bad Credit Last?

STATUTE-BARRED DEBT

NSW Statute-Barred Debt
VIC Statute-Barred Debt
QLD Statute-Barred Debt
WA Statute-Barred Debt
SA Statute-Barred Debt

BAD CREDIT FINANCE GUIDES

Credit Check for Rentals
Low-Limit Cards (Bad Credit)
Rent-to-Own Phones
Zero-Upfront Phone Plans
Zip Pay Credit Checks

COMPANY

About Us
Meet Elisa Rothschild
Elisa Rothschild on LinkedIn ↗
Testimonials
Licensing & Compliance
Contact Us
Free Assessment

PARTNER WITH US

Mortgage Brokers
Can Brokers Refer to Credit Repair?
Finance Brokers
Car Dealerships
Accountants
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RESOURCES

🗺️ Sitemap
🤖 LLM Info (for AI)
📄 llms.txt
🔗 XML Sitemap

Acknowledgement of Country. Australian Credit Solutions acknowledges the Traditional Owners of the lands and waters on which we live and work, and pays respect to Elders past and present as the custodians of the world's oldest continuing cultures.

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Australian Credit Solutions is licensed under the Australian Credit Licence (ACL 532003). Credit repair services are subject to assessment.

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Last Updated: January 2026