Australian Credit Solutions
📞0480 031 704
ASIC-Licensed Credit Repair Provider

Bad Credit Holding You Back?
We Can Help.

Our lawyer-led credit repair service disputes defaults, judgments, and enquiries listed on your credit file in breach of the law. Get a free assessment in under 2 minutes.

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🏆10+ Years Experience
⚖️No Win No Fee*
Accepting new assessments — limited spots this week

Get Your Free Credit Assessment

Find out what can be removed from your credit file.

⚡ Average response time: under 2 hours
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Free assessment, no obligation. 256-bit SSL secured.

1We call you back
2Free credit file review
3Clear action plan
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On Accepted Cases
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No Win No Fee*Risk-Free
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ASIC LicensedACL 532003
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Solicitor-LedProfessional Service

*No Win No Fee. Your exact costs are confirmed in writing after a free file review.

Our Clients Go On to Bank With

WestpacCommonwealth BankANZNABSt George
Meet Our Director

Your Fresh Start Begins With Expert Help

Elisa Rothschild, Principal Solicitor & Director of Australian Credit Solutions, explains how we help Australians remove defaults and rebuild their credit. She brings 10+ years experience, and Australian Credit Solutions holds ASIC ACL 532003.

✓ BA/LLB Qualified Lawyer
✓ ACS Holds ACL 532003
✓ Thousands of Clients Helped
How It Works

3 Simple Steps to Better Credit

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Step 1

Free Assessment

Tell us about your situation. We review your credit file at no cost and identify what can be removed.

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Step 2

Expert Analysis

Our solicitor identifies defaults and listings that can be challenged under the Privacy Act 1988.

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Step 3

Credit Restored

We handle everything with credit providers and bureaus. Removal has no fixed timeframe; it depends on how quickly the creditor responds.

10,000+
Credit Files Reviewed
987+
Verified Reviews
5.0/5
Average Rating
2022, 2023, 2024 & 2026
Award Winner
Common Questions

Frequently Asked Questions

How much does credit repair cost?+
We start with a free assessment of your credit file. It's No Win No Fee, so flexible payment plans are available. We give you your exact cost in writing after we've reviewed your file. No hidden costs, no ongoing monthly fees.
Is this legitimate? Are you licensed?+
Yes. Australian Credit Solutions holds ASIC Australian Credit Licence ACL 532003. We are led by Elisa Rothschild, a qualified BA/LLB lawyer, and are a member of the external dispute resolution scheme. You can verify our licence at connectonline.asic.gov.au.
How long does it take to fix my credit?+
Removal has no fixed timeframe; it depends on how quickly the creditor responds and the complexity of your file. We handle all communication with credit providers and bureaus on your behalf.
What can actually be removed from my credit file?+
We can remove defaults, court judgments, credit enquiries, and repayment history entries that were listed in breach of the Privacy Act 1988 or Credit Reporting Code. Common grounds include failure to send proper notices, incorrect amounts, and procedural errors by the credit provider.
What does No Win No Fee actually mean?+
It means if we take on your case and cannot remove the listing from your credit file, you do not pay our success fee. We give you your exact cost in writing after reviewing your file, so there are no surprises.
Will removing a default help me get a loan?+
It can. Removing an incorrectly listed default can improve your credit score. A clean credit file opens up access to mainstream lenders with competitive rates.

Ready to Fix Your Credit?

Join thousands of Australians who have restored their credit with our team acting under Australian Credit Licence 532003. Your free assessment takes less than 2 minutes.

Get Free Assessment Now →
✓ No Win No Fee✓ ASIC Licensed✓
Call NowGet Free Assessment